Long Term Care

As our population continues to exceed their life expectancy, considering long-term care for ourselves or our loved ones is now more important than it has ever been. There are many steps to consider in relation to your potential care needs, from the different types of care, the benefits available and the costs involved. This has created much uncertainty around the subject.

Our aim with this short series of videos is to help further your understanding of the practical steps involved with planning for long-term care for yourself or family members, they include:

  • An introduction to what actually constitutes as care and the difference between health, medical and social care.
  • The care needs assessment process and what to expect.
  • What the financial assessment takes into consideration.
  • The state benefits you may be able to apply for in order to help fund the cost of care.
  • What constitutes as the deliberate deprivation of assets.
  • How an Immediate Needs Annuity can tax efficiently help to pay for care fees. 

boxsets video


By clicking the following link you will be taken to the Money Alive site, an approved partner of BRI.

Click here to register to watch the full series on Understanding Long Term Care.

BRI’s in-house financial planners are appropriately qualified to advise on this specialist area, if you wish to discuss this further, please do not hesitate to get in contact on 01676 523550 or send an email to